These Terms & Conditions govern access to and use of the RFFLINK LTD website and its online enquiry forms. By continuing to use the website, a visitor agrees to use it lawfully, provide accurate information, and understand that the site offers an enquiry process rather than a guaranteed lending decision.
These terms are general website wording. They do not replace the separate terms of any lender, broker, finance provider, or regulated service. Any final financial agreement must be read independently before acceptance.
About the Website
RFFLINK LTD provides information about several loan enquiry categories and a structured form through which a visitor may submit details for review or follow-up. The website is not a statement that every visitor is eligible and does not itself create a loan agreement.
No Guaranteed Approval or Offer
Submitting a form, receiving a confirmation email, speaking with a representative, or seeing an illustrative amount does not guarantee approval, an offer, a rate, or a particular outcome. Any decision is subject to the criteria, checks, affordability assessment, documentation, and terms of the relevant provider.
No Personal Financial Advice
Website content is general information. It does not take account of an individual’s complete circumstances and should not be treated as personal financial, tax, legal, accounting, or investment advice. Visitors should obtain independent advice where needed.
Accuracy of Information Submitted
Users must provide information that is accurate, current, complete, and not misleading. A user should not submit information for another person without proper authority and should not upload altered, fraudulent, or unlawfully obtained documents.
If submitted information changes or an error is discovered, the user should contact RFFLINK LTD promptly. Deliberately false information may result in the enquiry being closed and may have other consequences.
Eligibility and Adult Use
The application process is intended for adults who are legally capable of making the relevant enquiry. Product criteria may include age, residence, income, employment, trading history, property status, or other requirements. Meeting a basic criterion does not guarantee approval.
Responsible Use and Affordability
Users should consider whether borrowing is necessary, affordable, and suitable. Repayments should not be accepted where they would prevent essential living or business costs from being met. The amount, period, total cost, security, and consequences of missed payments should be reviewed before accepting any agreement.
Third Parties and External Services
The website may link to or use services operated by hosting companies, email providers, security tools, analytics providers, maps, communication tools, lenders, brokers, or professional advisers. RFFLINK LTD is not responsible for a third party’s separate website, terms, privacy practices, availability, or decision.
A visitor should verify the identity, regulatory status where applicable, fees, and contract terms of any separate provider before supplying further information or making a payment.
Fees and Payments
The current website enquiry form should not be treated as authority to collect an unexpected upfront payment. If a separate service involves a fee, the amount, recipient, purpose, refund position, and applicable terms should be provided clearly before the user agrees. Never disclose card security codes or online-banking passwords through the enquiry form.
Acceptable Use
Users must not attempt to damage, overload, reverse engineer, disrupt, scrape unlawfully, gain unauthorised access to, or introduce malicious code into the website. Forms must not be used for spam, harassment, impersonation, fraudulent applications, or unlawful content.
Intellectual Property
Unless otherwise stated, the website design, text, graphics, branding, and original materials are owned by or licensed to RFFLINK LTD. Content may be viewed for personal information but may not be copied, republished, sold, or used commercially without permission, except where law allows.
Website Availability and Changes
Reasonable efforts are made to keep the website available and accurate, but uninterrupted operation is not guaranteed. Features, content, categories, forms, and these terms may be changed, suspended, or withdrawn for maintenance, security, legal, or business reasons.
Limitation of Responsibility
Nothing in these terms excludes responsibility that cannot legally be excluded. Subject to that, RFFLINK LTD is not responsible for a financial decision made solely from general website content, a third party’s decision, or loss caused by inaccurate information supplied by the user.
Visitors remain responsible for reviewing any final agreement, protecting their login and contact information, and deciding whether a product is affordable and suitable.
Complaints
Concerns about the website or enquiry process should be raised using the Complaints Policy. A separate financial provider may have its own complaint process and, where applicable, an eligible complainant may have access to an ombudsman or regulator after following that process.
Governing Law
These website terms are intended to be governed by the laws applicable in England and Wales, subject to any mandatory consumer rights that apply in another jurisdiction. The final wording should be reviewed if the business targets or contracts with users in additional countries.
Changes to These Terms
The published terms may be updated from time to time. Continued use after an update means the visitor is using the website under the latest published version.
Contact RFFLINK LTD
Questions, privacy requests, complaints, or requests to correct submitted information can be sent to info@rfflinkltd.com. The registered office is 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ. Company number: 16019934.